Welcome to Countrymark Cooperative, LLP's (“CountryMark”) web site COUNTRYMARK.COM (the "Site"). By using the Site, you agree to be bound by the following terms and agree that you are responsible for compliance with any applicable local laws. In addition, you agree to indemnify CountryMark against any and all claims by third parties arising out of your use of the Site in violation of these Legal Terms and Conditions of Use. If you do not agree to these Legal Terms and Conditions of Use, you are not permitted to use the Site.

Limited License

You should assume that everything that you read or see on the Site is copyrighted or otherwise protected and owned by CountryMark or some third party who licensed to CountryMark the right to use such material. Unless otherwise expressly noted, nothing that you read or see on the Site may be copied or used except as provided in these Terms and Conditions of Use or with the prior written approval of CountryMark.

We grant you permission to print individual pages from the Site, unless otherwise expressly noted, for your own personal, non-commercial use in learning about or evaluating CountryMark’s services. No other permission is granted to you to print, copy, reproduce, distribute, license, transfer, sale, transmit, upload, download, store, display in public, alter or modify these materials. This grant of permission is not a transfer of title, and under this permission you may not:

· use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

· remove any copyright, or other proprietary notations from the materials; or

· transfer the materials to another person or "mirror" the materials on any other server.

We make no warranties or representations to you that your use of any materials displayed on the Site will not infringe the rights of third parties.

Third Party Web Sites

CountryMark may provide links and pointers to Internet sites maintained by others ("Third Party Sites"). CountryMark has not reviewed all of the Third Party Sites linked to the Site and is not responsible for the content of or any products or services offered in such Third Party Sites.

Submitted Information

If you submit any information to us, including any comments, remarks, suggestions, ideas, notes, drawings, graphics, concepts, or other information, you are giving that information, and all your rights in it, to CountryMark free of charge, and that information will be treated as non-confidential and non-proprietary and may be used by CountryMark for any purpose, without your consent or any compensation to you or anyone else. This is true whether you submit such information to us by e-mail, through a form on the Site, on a bulletin board, or in any other manner. CountryMark may from time to time monitor, review and, in its sole discretion, modify or delete any postings you make on the Site however, CountryMark is not obligated to do so.

Please do not submit or transmit any material that is unlawful, threatening, libelous, defamatory, obscene, pornographic, profane, or might in any other way violate any law. You are solely responsible for any material you submit to us.

Through your usage of the Site, you may submit and/or CountryMark may gather certain limited information about you and your web site usage. CountryMark is free to use such information for any purpose it deems appropriate, including marketing purposes.

User Registration

To obtain full access to the Site, you may be required to complete a registration. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You accept responsibility for all activities that occur under your account or password and such use shall be deemed to be use by you. You will ensure that all use of your account fully complies with these Legal Terms and Conditions of Use. Transfer of the account by you to any other person or entity is prohibited.

Disclaimer and Limitation of Liability

ALL MATERIAL ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

COUNTRYMARK MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, COMPLETENESS, OR SUITABILITY OF ANY OF THE MATERIAL ON THIS SITE, OR ON ANY SITE OR SITES "LINKED" TO THIS SITE. COUNTRYMARK MAKES NO WARRANTY THAT THE SITE WILL BE AVAILABLE, UNINTERRUPTED, ERROR FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES WILL COUNTRYMARK OR ITS AFFILIATES, CONTRACTORS OR THEIR RESPECTIVE EMPLOYEES HAVE ANY LIABILITY TO YOU FOR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) (WHETHER IN CONTRACT, NEGLIGENCE, TORT OR OTHERWISE) ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR INABILITY TO USE THE SITE, SITE CONTENT OR ANY PRODUCTS OR SERVICES, ANY OTHER WRITTEN OR ORAL COMMUNICATIONS TRANSMITTED TO YOU IN THE COURSE OF YOUR EVALUATION OF COUNTRYMARK, OR ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, EFFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THE SITE OR ANY WEB SITE OPERATED BY ANY THIRD PARTY. IF YOU ARE DISSATISFIED WITH US, ANY OF OUR PRODUCTS OR SERVICES OR THESE TERMS AND CONDITIONS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SITE.

The Site includes certain statements, estimates, and projections provided by CountryMark with respect to its anticipated future performance. Such statements, estimates, and projections reflect various assumptions by CountryMark concerning anticipated results, which assumptions may or may not prove to be correct. No representation or warranty is made as to the accuracy of such statements, estimates or projections. CountryMark does not undertake any obligation to provide additional information or to correct or to update any of the information set forth in the Site.

United States Only

All materials on this Site are provided solely for the purpose of promoting CountryMark's operations in the United States and its territories. CountryMark makes no representation that the materials on the Site are appropriate or available for use in other locations. If despite these conditions, you use the Site from outside the United States, you are solely responsible for compliance with any applicable local laws.

Trademarks, Trade Names, and Service Marks

Unless otherwise indicated, all trademarks, service marks, logos, names, package designs, and other marks on the Site are owned or used under license by CountryMark. The use or misuse of any of these marks or other information on the Site is strictly prohibited.

Modification and Termination of This Agreement

CountryMark may modify these terms and conditions at any time without notice to you. CountryMark may terminate this agreement at any time, without notice to you, if it believes, in its sole judgement, that you have breached or may breach any term or condition of this agreement, or it may terminate this agreement for its convenience. You may terminate this agreement at any time by destroying all materials received from the Site and ceasing to use the Site.

Governing Law

The Legal Terms and Conditions of Use shall be governed by the laws of the State of Indiana without giving effect to any choice or conflict of law or rule (whether of the State of Indiana or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the State of Indiana, provided, however, that disputes concerning patent, trademark and copyright matters shall be governed by federal law. You consent to jurisdiction in the State of Indiana. Our failure to strictly enforce any right against you shall not constitute a waiver thereof. If any provision of these Legal Terms and Conditions of Use is deemed invalid, illegal, or unenforceable such provision will be deemed amended to conform to the applicable laws and the remainder of the Legal Terms and Conditions of Use shall remain in full force and effect. This represents the full understanding of the parties with respect to this subject matter.